California Contractor Insurance
Asena Capital Insurance Services — California-licensed insurance brokerage serving contractors statewide. Phone: (858) 925-9555. Email: info@asenainsurance.com.
Workers' Compensation reviews for Moreno Valley contractors can consider payroll, employee duties, classification, ownership, claims history, and the actual business operation.
Eligibility, pricing, certificates, and terms depend on complete information and underwriting. Request a quote review.
Required for every California contractor with employees, and for C-8, C-20, C-22, C-39 and C-61/D-49 licenses even without employees. From January 1, 2028 (SB 1455), CSLB will require it for all active licenses except joint ventures.
Moreno Valley has 743 active CSLB contractor licenses (September 2026). 46% carry a workers' comp policy, 51% are on file as exempt, and 68 licenses were issued here in the last 12 months. The largest group is B (220 licenses).
110 Moreno Valley licenses are C-8 concrete, C-20 HVAC or C-39 roofing — classifications that must carry workers' comp now. 11 licenses based in Moreno Valley are currently suspended for workers' comp, and 378 exempt licenses will need a policy by January 1, 2028.
| Licenses | With WC policy | Exempt | New (12 mo) | |
|---|---|---|---|---|
| B General Building Contractor | 220 | 35% | 63% | 21 |
| C-10 Electrical Contractor | 74 | 43% | 55% | 5 |
| C-61 Limited Specialty | 68 | 41% | 56% | 1 |
| C-20 Warm-Air Heating, Ventilating and Air-Conditioning Contractor | 65 | 94% | 0% | 7 |
| C-33 Painting and Decorating Contractor | 60 | 33% | 63% | 5 |
| C-36 Plumbing Contractor | 54 | 39% | 61% | 6 |
| C-27 Landscaping Contractor | 32 | 50% | 44% | 2 |
| C-15 Flooring and Floor Covering Contractors | 30 | 50% | 47% | 3 |
| A General Engineering Contractor | 30 | 60% | 30% | 2 |
| C-8 Concrete Contractor | 27 | 93% | 0% | 5 |
Riverside (2,626 licenses), Corona (1,447 licenses), Temecula (1,087 licenses), Murrieta (914 licenses), Perris (700 licenses).
Asena Capital Insurance Services compares multiple markets for Moreno Valley contractors and requests additional insured endorsements for you when a contract calls for them. Call (858) 925-9555 or request a quote — only your name, phone and email are required. CA License #6008596.
Required for every California contractor with employees, and for C-8, C-20, C-22, C-39 and C-61/D-49 licenses even without employees. From January 1, 2028 (SB 1455), CSLB will require it for all active licenses except joint ventures.
Once a policy is bound, a certificate of insurance can usually be issued quickly, including additional insured wording a GC asks for. Timing depends on the carrier and the endorsements requested.