Insurance Built for California Contractors
Not generic business insurance — contractor-specific coverage that meets CSLB requirements.
Workers' Compensation
Required by California law. Protect your crew and your license from costly workplace injuries.
Learn MoreGeneral Liability
Cover third-party injuries and property damage. Required for CSLB license and most job sites.
Learn MoreCommercial Auto
Protect your work trucks and vans. Personal auto won't cover business use — don't risk it.
Learn MoreContractor Bundle
WC + GL + Auto bundled for licensed California contractors. Save more, cover everything.
Learn MoreCertificate of Insurance
in 24 Hours — Guaranteed
Contractors can't wait days for a COI. We issue your Certificate of Insurance the same business day — often within hours of binding. Never lose a job bid because of slow paperwork.
- Same-day COI for new policies
- Additional insured endorsements included
- CSLB-compliant certificates
- Email or fax directly to your GC
Tired of Overpaying? Rate Increases? Unresponsiveness?
You're not alone. Most contractors waste thousands on insurance they don't need and get poor service. We're different — we shop 100+ carriers, find you the best coverage at the lowest rate, and actually answer your calls.
CSLB Compliant — We Know the Requirements
We specialize in California contractor insurance. We understand CSLB license requirements, classification codes, and compliance obligations. Your license is protected.
Our Simple Process
Start Online
Enter basic info on our website
We Shop For You
We check with 100+ carriers
Choose Your Plan
Pick the best coverage & price
Frequently Asked Questions
What insurance do I need to renew my CSLB license?
You need a $25,000 contractor license bond and proof of workers' compensation insurance (or exemption). General liability insurance is also required for most CSLB license classes. We can help you get all three in one day.
Do sole proprietors need workers' comp in 2026?
Yes. Starting in 2026, California requires all contractors (including sole proprietors) to carry workers' compensation insurance or have an approved exemption. We can help you understand your options and get covered.
What is the $25,000 contractor bond requirement?
The $25,000 contractor license bond is a requirement for most CSLB license classes. It protects customers and the state from contractor fraud or non-compliance. It's not insurance — it's a bond that guarantees you'll follow CSLB regulations.
Which insurance do electricians, roofers, and plumbers need?
All three need workers' compensation, general liability, and a contractor license bond. Electricians and plumbers may also need commercial auto if they use vehicles for business. We can quote all three trades instantly.
How fast can I get coverage started?
We provide same-day quotes and can issue coverage in as little as 24 hours. Many contractors get their certificate of insurance the same day they apply. Call us at (858) 925-9555 or get a quote online.
Industry Partnerships & Affiliations
Why Asena Wins for California Contractors
Built specifically for California contractors. We handle CSLB compliance, same-day coverage, and 24/7 support so you can focus on your business.
Get quotes, bind coverage, and receive your Certificate of Insurance—all within hours. No waiting days for approval.
Our agents specialize in California contractor insurance. We know CSLB requirements, SB-216, and local rates better than anyone.
Questions at 2 AM? Call us. Need help on a Sunday? We're here. Real agents, real support, no hold times.
We shop the entire market to find you the best rates and coverage. You get options, not just one company's policy.
See your estimated coverage cost instantly. Select coverage types or describe what you need. We calculate a DOI-compliant price indication.
We know the requirements. License bonds, workers' comp, general liability—we get you compliant and covered.
Join 5,000+ California contractors who trust Asena
We Know Your Trade — and Your Risks
Tap your trade for coverage built specifically for your work.
Contractor Insurance for All of California
California has more licensed contractors than any other state — over 280,000 active CSLB licenses. We serve contractors in every region, every trade, and every license class. Whether you're building homes in the Inland Empire, running electrical in the Bay Area, or roofing in the Central Valley, your insurance requirements are the same: CSLB-compliant GL, Workers' Comp, and a $25,000 license bond.
Serving All of California
We're a California-licensed broker serving contractors statewide — from San Diego to Sacramento, Los Angeles to the Bay Area. Wherever you work, we can cover you.
Mon–Sun 8AM–9PM · CA Lic. #6008596
We Shop 100+ Carriers to Find Your Best Rate
Same-Day Coverage Available
Don't wait. Get your certificate of insurance today and stay compliant with CSLB requirements.
Mon–Sun 8AM–9PM · CA License #6008596 · Serving all of California