About Asena Capital
Insurance Services
We are an independent insurance brokerage focused on California contractor insurance. Our mission is simple: get every California contractor coverage options suited to the business and subject to underwriting.
Our Story
Asena Capital Insurance Services was founded with a single focus: serving California's contractor community. We saw too many contractors overpaying for insurance, getting declined by carriers who didn't understand their trade, or worse — finding out they were underinsured after a claim.
As an independent broker, we're not tied to any single insurance company. That means we can shop multiple insurance markets — to find the policy that best fits your trade, your history, and your budget.
We specialize in the hard-to-place trades: roofers, excavators, demolition contractors, and others that captive agents often decline. We know which specialty carriers write these risks — and how to present your business to get the competitive rate.
Company Information
Meet the Broker
Asena Capital Insurance Services
Our work is focused on helping CSLB-licensed contractors organize accurate business details for a coverage review. The relevant questions can include employee duties, payroll, trade operations, subcontractors, vehicles, contracts, prior coverage, claims history, and applicable California requirements.
As an independent broker, we are not captive to any single carrier. When you call us, we review your risk across available insurance markets to find the policy that fits your trade, your payroll, your claims history, and your budget. Available options depend on the business details, carrier appetite, policy terms, and underwriting.
Our specialty is the hard-to-place trades: C-39 roofers, C-12 earthwork contractors, C-21 demolition contractors, and C-57 well drillers. These operations may require more detailed underwriting information. Available markets, terms, pricing, and eligibility depend on the actual business details and carrier underwriting.
Our Values
The principles that guide everything we do.
We Work For You
As an independent broker, our loyalty is to you — not to any insurance company. We have no incentive to steer you toward any particular carrier.
Contractor Specialists
We focus exclusively on contractor insurance. We know every CSLB classification, every WC class code, and which carriers write each trade best.
Speed & Responsiveness
COI processing. Fast quotes. Quick answers. We know contractors work on tight schedules and can't wait days for their insurance questions to be answered.
Transparency
We show you exactly what you're paying for and why. No hidden fees, no surprise renewals, no confusing policy language left unexplained.
What We Cover
Every insurance product California contractors need, in one place.
Ready to Work With Us?
Get a free quote in minutes. COI processing. multiple insurance markets. CA Lic. #6008596.
Carriers and Markets We Work With
As an independent broker, we work with multiple admitted and specialty insurance carriers and wholesale markets. Availability depends on your trade, payroll, claims history, and underwriting.
Insurance Carriers
Wholesale & Specialty Markets
Surety & Bonds
Additional market relationships
Carrier availability subject to underwriting guidelines and state approvals.
Credentials & Compliance
We are licensed, compliant, and accountable to the California Department of Insurance.
Licensed by the California Department of Insurance (CDI) as an independent insurance broker. Verify at insurance.ca.gov.
We are licensed to place all lines of property and casualty insurance including workers comp, commercial auto, GL, and bonds.
We carry professional liability (E&O) insurance to protect our clients in the event of a brokerage error or omission.
We are licensed to serve contractors throughout California. We do not serve contractors outside of California.