California Contractor Insurance
Asena Capital Insurance Services — California-licensed insurance brokerage serving contractors statewide. Phone: (858) 925-9555. Email: info@asenainsurance.com.
Required for every California contractor with employees, and for C-8, C-20, C-22, C-39 and C-61/D-49 licenses even without employees. From January 1, 2028 (SB 1455), CSLB will require it for all active licenses except joint ventures.
Anaheim has 2,067 active CSLB contractor licenses (September 2026), #9 among California cities. 56% carry a workers' comp policy, 39% are on file as exempt, and 139 licenses were issued here in the last 12 months. The largest group is B (790 licenses).
251 Anaheim licenses are C-8 concrete, C-20 HVAC or C-39 roofing — classifications that must carry workers' comp now. 26 licenses based in Anaheim are currently suspended for workers' comp, and 806 exempt licenses will need a policy by January 1, 2028.
| Licenses | With WC policy | Exempt | New (12 mo) | |
|---|---|---|---|---|
| B General Building Contractor | 790 | 49% | 48% | 48 |
| C-61 Limited Specialty | 254 | 70% | 24% | 12 |
| C-10 Electrical Contractor | 251 | 53% | 43% | 12 |
| C-33 Painting and Decorating Contractor | 192 | 53% | 46% | 18 |
| C-36 Plumbing Contractor | 181 | 56% | 40% | 8 |
| C-20 Warm-Air Heating, Ventilating and Air-Conditioning Contractor | 148 | 96% | 0% | 4 |
| A General Engineering Contractor | 111 | 69% | 26% | 4 |
| C-54 Ceramic and Mosaic Tile Contractor | 92 | 49% | 46% | 5 |
| C-27 Landscaping Contractor | 87 | 66% | 30% | 5 |
| C-15 Flooring and Floor Covering Contractors | 74 | 58% | 39% | 2 |
Santa Ana (1,489 licenses), Huntington Beach (1,389 licenses), Irvine (1,335 licenses), Orange (1,304 licenses), Costa Mesa (955 licenses).
Asena Capital Insurance Services compares multiple markets for Anaheim contractors and requests additional insured endorsements for you when a contract calls for them. Call (858) 925-9555 or request a quote — only your name, phone and email are required. CA License #6008596.
Required for every California contractor with employees, and for C-8, C-20, C-22, C-39 and C-61/D-49 licenses even without employees. From January 1, 2028 (SB 1455), CSLB will require it for all active licenses except joint ventures.
Once a policy is bound, a certificate of insurance can usually be issued quickly, including additional insured wording a GC asks for. Timing depends on the carrier and the endorsements requested.