Request a California Contractor Insurance Quote Review
Choose the coverage path that matches your California contracting business. A licensed team member can review your trade, employees, vehicles, contracts, and operations and follow up on next steps, subject to underwriting. No commitment is required to begin.
Workers' Compensation
For California contractors with employees, subcontractor exposure, or trade-specific requirements. Ownership, classification, payroll, and operations affect eligibility.
Commercial Auto
For eligible work trucks, vans, flatbeds, dump trucks, trailers, and contractor fleets. Vehicle use, drivers, radius, and filings affect eligibility.
General Liability
Often required by contracts and LLC licensing rules. $1M/$2M is a common limit. Protects against third-party injury and property damage claims.
Business Owners Policy (BOP)
Bundles eligible liability and commercial property coverage for contractors with an office, warehouse, or storage yard.
Contractor License Bond
$25K standard contractor license bond. California LLC licensees may also need a $100K employee/worker bond.
Professional Liability (E&O)
For design-build, project management, and consulting services. Covers errors and omissions claims.
Specialty & Project Coverage
Umbrella / Excess Liability
Additional liability limits above eligible underlying GL or auto policies. Contracts may specify higher limits.
Livery & Transportation
Coverage options for limo, black car, Uber Black, and TCP operations subject to PUC and carrier requirements.
Builder's Risk
Project coverage for eligible buildings under construction. Lender or contract requirements may apply.
Inland Marine
Coverage options for eligible tools, equipment, and materials in transit or at job sites.
Not Sure Which Contractor Coverage Fits?
Call us and a licensed California broker can review which coverage may apply to your trade, employees, vehicles, contracts, and entity type.