California Contractor Insurance
Asena Capital Insurance Services — California-licensed insurance brokerage serving contractors statewide. Phone: (858) 925-9555. Email: info@asenainsurance.com.
Use the dedicated form to submit professional services, project types and values, revenue, design activity, claims, requested limits, CSLB classification, and contact information. Submission is not a binder or guarantee of coverage.
An Errors and Omissions review is relevant when a contractor or consultant provides professional advice, design, specifications, inspection, estimating, or other services where a client alleges financial loss from an error or omission. Eligibility and policy scope depend on the actual services and wording.
Disclose design, engineering, consulting, project management, inspection, estimating, plans, specifications, technology, or other professional services separately from physical construction work.
Do not assume it does. General Liability and professional liability address different allegations and policy forms. Review the actual operations and policy language with the broker and carrier.
Prepare the service description, contracts, client types, revenue by service, qualifications, subcontractor or consultant involvement, prior claims, requested limits, and any required contract wording.
Official references: California CSLB · CSLB workers' compensation requirements · California DIR employer information · California Department of Insurance consumer resources