California Contractor Insurance
Asena Capital Insurance Services — California-licensed insurance brokerage serving contractors statewide. Phone: (858) 925-9555. Email: info@asenainsurance.com.
Santa Monica is home to 279 licensed general contractors (B, CSLB September 2026), about 63% of the 443 contractor licenses based here.
Nearby in Los Angeles County: Los Angeles (3,498), Woodland Hills (688), Long Beach (685), Glendale (554).
19% of Santa Monica's B licensees hold more than one classification — most often C-10 Electrical Contractor (6%), A General Engineering Contractor (4%). Extra classifications can change how carriers rate your general liability and workers' comp, so list every license class when you quote.
Business structure: 43% sole owners, 52% corporations, 5% LLCs; median time licensed 20.3 years.
For general contractors, underwriters focus first on: builder's risk on projects under construction; and crew trucks, trailers and equipment. See the full coverage guide for general contractors for limits, endorsements and workers' comp rules.
Asena Capital Insurance Services compares multiple markets for Santa Monica contractors and requests additional insured endorsements for you when a contract calls for them. Call (858) 925-9555 or request a quote — only your name, phone and email are required. CA License #6008596.
279 active B licenses have a business address in Santa Monica (CSLB, September 2026); 41% carry workers' comp and 57% are filed exempt.
Today a B license with no employees can file an exemption. Beginning January 1, 2028 (SB 1455), CSLB will require workers' comp for all active licenses, except joint ventures.