Contractor Insurance for contractors in Santa Monica
Most contractors carry general liability, workers' comp, commercial auto and the $25,000 license bond, plus tools and equipment coverage. The mix depends on your license class, employees and vehicles.
Santa Monica contractors by the numbers
Santa Monica has 443 active CSLB contractor licenses (September 2026). 44% carry a workers' comp policy, 53% are on file as exempt, and 26 licenses were issued here in the last 12 months. The largest group is B (279 licenses).
Other Los Angeles County contractor markets
Los Angeles (6,533 licenses), Long Beach (1,444 licenses), Glendale (1,200 licenses), Van Nuys (1,170 licenses), Woodland Hills (1,006 licenses).
Get a quote
Asena Capital Insurance Services compares multiple markets for Santa Monica contractors and requests additional insured endorsements for you when a contract calls for them. Call (858) 925-9555 or request a quote — only your name, phone and email are required. CA License #6008596.
Frequently asked questions
Do I need contractor insurance to work in Santa Monica?
Most contractors carry general liability, workers' comp, commercial auto and the $25,000 license bond, plus tools and equipment coverage. The mix depends on your license class, employees and vehicles.
What is the fastest way to get a certificate of insurance?
Once a policy is bound, a certificate of insurance can usually be issued quickly, including additional insured wording a GC asks for. Timing depends on the carrier and the endorsements requested.