California Contractor Insurance
Asena Capital Insurance Services — California-licensed insurance brokerage serving contractors statewide. Phone: (858) 925-9555. Email: info@asenainsurance.com.
Irvine is home to 797 licensed general contractors (B, CSLB September 2026) — #11 in California, about 60% of the 1,335 contractor licenses based here.
Nearby in Orange County: Anaheim (790), Huntington Beach (664), Santa Ana (551), Orange (545).
31% of Irvine's B licensees hold more than one classification — most often A General Engineering Contractor (10%), C-10 Electrical Contractor (9%). Extra classifications can change how carriers rate your general liability and workers' comp, so list every license class when you quote.
Business structure: 28% sole owners, 60% corporations, 10% LLCs; median time licensed 7.1 years.
For general contractors, underwriters focus first on: third-party injuries on job sites; and completed-operations and construction-defect claims. See the full coverage guide for general contractors for limits, endorsements and workers' comp rules.
Asena Capital Insurance Services compares multiple markets for Irvine contractors and requests additional insured endorsements for you when a contract calls for them. Call (858) 925-9555 or request a quote — only your name, phone and email are required. CA License #6008596.
797 active B licenses have a business address in Irvine (CSLB, September 2026); 44% carry workers' comp and 53% are filed exempt.
Today a B license with no employees can file an exemption. Beginning January 1, 2028 (SB 1455), CSLB will require workers' comp for all active licenses, except joint ventures.