California Contractor Insurance
Asena Capital Insurance Services — California-licensed insurance brokerage serving contractors statewide. Phone: (858) 925-9555. Email: info@asenainsurance.com.
Of the 797 B contractors licensed in Irvine, 44% carry workers' comp and 53% claim the no-employee exemption (CSLB, September 2026).
Right now 6 are suspended for workers' comp and 31 for a bond problem.
Orange County totals: 9,056 B licenses; 73 suspended for workers' comp, 340 for bonds.
Experience mix: median 7.1 years licensed, 27% new (<3 yrs), 22% veterans (20+ yrs). 100 were issued in the last 12 months.
10% are LLCs, which carry extra CSLB insurance and bond rules (below).
Asena Capital Insurance Services compares multiple markets for Irvine contractors and requests additional insured endorsements for you when a contract calls for them. Call (858) 925-9555 or request a quote — only your name, phone and email are required. CA License #6008596.
As of September 2026, 6 for workers' comp and 31 for bond issues, out of 797 active B licenses based in Irvine.
100 in the 12 months to September 2026. Each needed a $25,000 bond on file before CSLB issued the license.
If a sub cannot prove its own workers' comp coverage, carriers typically add that sub's payroll to your policy at audit. Collecting current certificates from every sub is the simplest protection.