General contractors in Chico by the numbers
Chico is home to 406 licensed general contractors (B, CSLB September 2026), about 47% of the 872 contractor licenses based here.
Nearby in Butte County: Paradise (138), Oroville (134), Durham (43), Magalia (41).
29% of Chico's B licensees hold more than one classification — most often A General Engineering Contractor (8%), C-10 Electrical Contractor (5%). Extra classifications can change how carriers rate your general liability and workers' comp, so list every license class when you quote.
Business structure: 64% sole owners, 32% corporations, 2% LLCs; median time licensed 20.8 years.
What carriers look at
For general contractors, underwriters focus first on: crew trucks, trailers and equipment; and uninsured or underinsured subcontractors becoming the GC's responsibility at audit or after a claim. See the full coverage guide for general contractors for limits, endorsements and workers' comp rules.
Get a quote
Asena Capital Insurance Services compares multiple markets for Chico contractors and requests additional insured endorsements for you when a contract calls for them. Call (858) 925-9555 or request a quote — only your name, phone and email are required. CA License #6008596.
Frequently asked questions
How many licensed general contractors are in Chico?
406 active B licenses have a business address in Chico (CSLB, September 2026); 29% carry workers' comp and 70% are filed exempt.
Why does my workers' comp audit charge me for subcontractors?
If a sub cannot prove its own workers' comp coverage, carriers typically add that sub's payroll to your policy at audit. Collecting current certificates from every sub is the simplest protection.