California Contractor Insurance
Asena Capital Insurance Services — California-licensed insurance brokerage serving contractors statewide. Phone: (858) 925-9555. Email: info@asenainsurance.com.
Of the 406 B contractors licensed in Chico, 29% carry workers' comp and 70% claim the no-employee exemption (CSLB, September 2026).
Right now 0 are suspended for workers' comp and 31 for a bond problem.
Across Butte County the count is 820, and 64 are suspended for coverage or bond lapses.
52% of Chico's B licenses are 20+ years old, 10% are newer than three years (median 20.8 years). 21 were issued in the last 12 months.
2% are LLCs, which carry extra CSLB insurance and bond rules (below).
Asena Capital Insurance Services compares multiple markets for Chico contractors and requests additional insured endorsements for you when a contract calls for them. Call (858) 925-9555 or request a quote — only your name, phone and email are required. CA License #6008596.
As of September 2026, 0 for workers' comp and 31 for bond issues, out of 406 active B licenses based in Chico.
21 in the 12 months to September 2026. Each needed a $25,000 bond on file before CSLB issued the license.
Today a B license with no employees can file an exemption. Beginning January 1, 2028 (SB 1455), CSLB will require workers' comp for all active licenses, except joint ventures.