Commercial Auto Insurance for contractors in Palm Springs
Covers trucks, vans and trailers used for work. California's private passenger minimums rose to 30/60/15 on January 1, 2025, but contracts usually require $1 million combined single limit.
Palm Springs contractors by the numbers
Palm Springs has 236 active CSLB contractor licenses (September 2026). 46% carry a workers' comp policy, 51% are on file as exempt, and 13 licenses were issued here in the last 12 months. The largest group is B (102 licenses).
With 236 licensed contractors based here, work trucks are everywhere on Palm Springs streets. Personal auto policies commonly exclude business use, so trucks titled to the business belong on commercial auto.
Other Riverside County contractor markets
Riverside (2,626 licenses), Corona (1,447 licenses), Temecula (1,087 licenses), Murrieta (914 licenses), Moreno Valley (743 licenses).
Get a quote
Asena Capital Insurance Services compares multiple markets for Palm Springs contractors and requests additional insured endorsements for you when a contract calls for them. Call (858) 925-9555 or request a quote — only your name, phone and email are required. CA License #6008596.
Frequently asked questions
Do I need commercial auto to work in Palm Springs?
Covers trucks, vans and trailers used for work. California's private passenger minimums rose to 30/60/15 on January 1, 2025, but contracts usually require $1 million combined single limit.
What is the fastest way to get a certificate of insurance?
Once a policy is bound, a certificate of insurance can usually be issued quickly, including additional insured wording a GC asks for. Timing depends on the carrier and the endorsements requested.