California Contractor Insurance
Asena Capital Insurance Services — California-licensed insurance brokerage serving contractors statewide. Phone: (858) 925-9555. Email: info@asenainsurance.com.
Most contractors carry general liability, workers' comp, commercial auto and the $25,000 license bond, plus tools and equipment coverage. The mix depends on your license class, employees and vehicles.
Palm Springs has 236 active CSLB contractor licenses (September 2026). 46% carry a workers' comp policy, 51% are on file as exempt, and 13 licenses were issued here in the last 12 months. The largest group is B (102 licenses).
| Licenses | With WC policy | Exempt | New (12 mo) | |
|---|---|---|---|---|
| B General Building Contractor | 102 | 33% | 64% | 6 |
| C-10 Electrical Contractor | 28 | 46% | 54% | 1 |
| C-20 Warm-Air Heating, Ventilating and Air-Conditioning Contractor | 23 | 87% | 4% | 1 |
| C-61 Limited Specialty | 20 | 50% | 45% | 1 |
| C-36 Plumbing Contractor | 17 | 53% | 41% | 0 |
| C-33 Painting and Decorating Contractor | 16 | 25% | 69% | 2 |
| C-53 Swimming Pool Contractor | 11 | 64% | 18% | 1 |
| C-54 Ceramic and Mosaic Tile Contractor | 10 | 40% | 60% | 0 |
| C-27 Landscaping Contractor | 9 | 56% | 44% | 0 |
| C-39 Roofing Contractor | 7 | 100% | 0% | 1 |
Riverside (2,626 licenses), Corona (1,447 licenses), Temecula (1,087 licenses), Murrieta (914 licenses), Moreno Valley (743 licenses).
Asena Capital Insurance Services compares multiple markets for Palm Springs contractors and requests additional insured endorsements for you when a contract calls for them. Call (858) 925-9555 or request a quote — only your name, phone and email are required. CA License #6008596.
Most contractors carry general liability, workers' comp, commercial auto and the $25,000 license bond, plus tools and equipment coverage. The mix depends on your license class, employees and vehicles.
Once a policy is bound, a certificate of insurance can usually be issued quickly, including additional insured wording a GC asks for. Timing depends on the carrier and the endorsements requested.