Roofing (C-39)
Very High RiskPricing Factors: Varies by classification and underwriting
Highest risk trade in CA. Fall protection, hot tar, and weather exposure drive rates up.
Electrical (C-10)
Medium RiskPricing Factors: Varies by classification and underwriting
Electrocution and fall risks. Rates vary significantly by work type.
Plumbing (C-36)
Medium-High RiskPricing Factors: Varies by classification and underwriting
Confined space, chemical, and ergonomic risks.
HVAC (C-20)
Medium RiskPricing Factors: Varies by classification and underwriting
Rooftop work and refrigerant handling increase risk.
General Building (B)
High RiskPricing Factors: Varies by classification and underwriting
Broad classification covers many risk types. Rates depend heavily on specific work.
Painting (C-33)
Medium-High RiskPricing Factors: Varies by classification and underwriting
Ladder/scaffold falls and chemical exposure are primary risks.
Landscaping (C-27)
Medium RiskPricing Factors: Varies by classification and underwriting
Equipment operation and repetitive motion injuries.
Handyman
Medium RiskPricing Factors: Varies by classification and underwriting
Varied work types mean varied risks. Carriers may require detailed scope of work.
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We review California contractor Workers Compensation needs by trade, classification, payroll, operations, and underwriting.