Concrete Workers' Comp Insurance California
Workers' compensation insurance for California concrete contractors (C-8 license). SB 216 compliant • COI processing • available insurance markets.
SB 216 Requirements for Concrete Contractors
⚠️ SB 216 Phase 1 — Effective January 1, 2023
All C-8 license holders must carry workers' comp insurance, even if you have no employees. Failure to comply results in CSLB license suspension.
Ghost Policy (Sole Proprietor)
A sole proprietor WC policy with no employees listed. Satisfies SB 216 and CSLB requirements. Asena Capital specializes in ghost policies for concrete contractors.
Standard WC Policy
Required if you have employees. Covers medical bills, lost wages, and rehabilitation costs for injured workers on the job.
Experience Modifier (X-Mod)
Your X-Mod affects your WC premium. A clean claims history keeps your X-Mod at or below 1.0, saving you money.
COI processing
Asena Capital issues timely Certificates of Insurance for most concrete contractors. Call (858) 925-9555 or submit online.
Concrete Workers' Comp FAQ
What is the WCIRB class code for concrete contractors? ⊕
The WCIRB class code for concrete contractors in California is 5213. This code is used to calculate your workers' comp premium based on payroll.
How much does workers' comp cost for concrete contractors? ⊕
California concrete contractors typically pay $14–$35 per $100 of payroll, depending on experience modifier and carrier.
Is workers' comp required for concrete contractors? ⊕
Yes. SB 216 Phase 1 (Jan 1, 2023) requires WC for C-8 license holders. Phase 2 (Jan 1, 2028) extends this to all CSLB trades.
Get Your Concrete Workers' Comp Quote
CA Licensed Broker • SB 216 Compliant • COI processing • Multiple insurance markets