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Workers Comp Compliance Checklist

Everything California contractors need to stay compliant with SB 216, CSLB requirements, and state insurance laws.

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SB 216 and Current CSLB Requirements

Review the current CSLB and California requirements that may apply to your trade, employees, and entity. Exemptions and licensing consequences depend on current rules and agency acceptance.

License & Registration

Active CSLB license in good standing

Correct license classification for all work performed

$25,000 contractor license bond on file with CSLB

Bond renewal dates tracked to reduce lapse risk

Workers' Compensation (SB 216)

Workers' comp policy in force for all employees

Policy covers all job classifications (not just office staff)

Certificate of Insurance (COI) on file with CSLB

Subcontractors have their own workers' comp or are covered under your policy

Sole proprietor exemption filed if applicable (no employees)

General Liability

GL policy meets project/client minimum requirements

Additional insured endorsements available for GCs/property owners

COI requests follow policy and carrier requirements

Policy includes completed operations coverage

Commercial Auto

All business-owned vehicles listed on commercial auto policy

Hired and non-owned auto (HNOA) coverage for employee-driven vehicles

DOT compliance if operating vehicles over 10,001 lbs GVWR

Documentation

COIs readily available for all active policies

Policy expiration dates tracked with renewal reminders

All subcontractor COIs collected and verified before work begins

Incident/claim reporting procedures documented for employees

Need to Check Any of These Boxes?

Review workers compensation, General Liability, and COI requirements for your operations.