Contractor Insurance for contractors in San Francisco
Most contractors carry general liability, workers' comp, commercial auto and the $25,000 license bond, plus tools and equipment coverage. The mix depends on your license class, employees and vehicles.
San Francisco contractors by the numbers
San Francisco has 3,741 active CSLB contractor licenses (September 2026), #5 among California cities. 48% carry a workers' comp policy, 50% are on file as exempt, and 224 licenses were issued here in the last 12 months. The largest group is B (2,259 licenses).
Other San Francisco County contractor markets
Sunset (1 licenses).
Get a quote
Asena Capital Insurance Services compares multiple markets for San Francisco contractors and requests additional insured endorsements for you when a contract calls for them. Call (858) 925-9555 or request a quote — only your name, phone and email are required. CA License #6008596.
Frequently asked questions
Do I need contractor insurance to work in San Francisco?
Most contractors carry general liability, workers' comp, commercial auto and the $25,000 license bond, plus tools and equipment coverage. The mix depends on your license class, employees and vehicles.
What is the fastest way to get a certificate of insurance?
Once a policy is bound, a certificate of insurance can usually be issued quickly, including additional insured wording a GC asks for. Timing depends on the carrier and the endorsements requested.