California Contractor Insurance
Asena Capital Insurance Services — California-licensed insurance brokerage serving contractors statewide. Phone: (858) 925-9555. Email: info@asenainsurance.com.
Fontana is home to 21 licensed roofing contractors (C-39, CSLB September 2026), about 3% of the 799 contractor licenses based here.
Nearby in San Bernardino County: San Bernardino (35), Rancho Cucamonga (33), Ontario (26), Upland (23).
24% of Fontana's C-39 licensees hold more than one classification — most often B General Building Contractor (14%), D-06 D06 (5%). Extra classifications can change how carriers rate your general liability and workers' comp, so list every license class when you quote.
Business structure: 29% sole owners, 71% corporations, 0% LLCs; median time licensed 5.1 years.
For roofers, underwriters focus first on: falls from roofs, ladders and skylights — the main driver of roofing workers' comp claims; and water intrusion after a tear-off when weather turns before the new roof is dried in. See the full coverage guide for roofing contractors for limits, endorsements and workers' comp rules.
Asena Capital Insurance Services compares multiple markets for Fontana contractors and requests additional insured endorsements for you when a contract calls for them. Call (858) 925-9555 or request a quote — only your name, phone and email are required. CA License #6008596.
21 active C-39 licenses have a business address in Fontana (CSLB, September 2026); 76% carry workers' comp and 0% are filed exempt.
That is completed-operations coverage. Most contractor GL policies include it, but some roofing policies limit or exclude it — it is one of the first things we check when comparing quotes.