California Contractor Insurance

Roofing Contractor Insurance in Chico, California

Roofing contractor insurance in Chico, CA: GL, workers' comp, auto and bonds, with local CSLB license data. CA License #6008596.

Roofing contractors in Chico by the numbers

Chico is home to 23 licensed roofing contractors (C-39, CSLB September 2026), about 3% of the 872 contractor licenses based here.

Nearby in Butte County: Oroville (9), Paradise (7), Gridley (3), Magalia (2).

43% of Chico's C-39 licensees hold more than one classification — most often B General Building Contractor (30%), C-20 Warm-Air Heating, Ventilating and Air-Conditioning Contractor (13%). Extra classifications can change how carriers rate your general liability and workers' comp, so list every license class when you quote.

Business structure: 43% sole owners, 48% corporations, 0% LLCs; median time licensed 25.1 years.

What carriers look at

For roofers, underwriters focus first on: falls from roofs, ladders and skylights — the main driver of roofing workers' comp claims; and water intrusion after a tear-off when weather turns before the new roof is dried in. See the full coverage guide for roofing contractors for limits, endorsements and workers' comp rules.

Get a quote

Asena Capital Insurance Services compares multiple markets for Chico contractors and requests additional insured endorsements for you when a contract calls for them. Call (858) 925-9555 or request a quote — only your name, phone and email are required. CA License #6008596.

Frequently asked questions

How many licensed roofing contractors are in Chico?

23 active C-39 licenses have a business address in Chico (CSLB, September 2026); 83% carry workers' comp and 0% are filed exempt.

Does general liability cover a leak after I finish the job?

That is completed-operations coverage. Most contractor GL policies include it, but some roofing policies limit or exclude it — it is one of the first things we check when comparing quotes.

Related pages

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