California Contractor Insurance
Asena Capital Insurance Services — California-licensed insurance brokerage serving contractors statewide. Phone: (858) 925-9555. Email: info@asenainsurance.com.
Sacramento is home to 117 licensed roofing contractors (C-39, CSLB September 2026) — #3 in California, about 3% of the 4,096 contractor licenses based here.
Nearby in Sacramento County: Rancho Cordova (21), Elk Grove (20), North Highlands (16), Fair Oaks (15).
37% of Sacramento's C-39 licensees hold more than one classification — most often B General Building Contractor (32%), C-10 Electrical Contractor (4%). Extra classifications can change how carriers rate your general liability and workers' comp, so list every license class when you quote.
Business structure: 31% sole owners, 56% corporations, 13% LLCs; median time licensed 5.5 years.
For roofers, underwriters focus first on: dump trailers and loaded trucks on residential streets; and falls from roofs, ladders and skylights — the main driver of roofing workers' comp claims. See the full coverage guide for roofing contractors for limits, endorsements and workers' comp rules.
Asena Capital Insurance Services compares multiple markets for Sacramento contractors and requests additional insured endorsements for you when a contract calls for them. Call (858) 925-9555 or request a quote — only your name, phone and email are required. CA License #6008596.
117 active C-39 licenses have a business address in Sacramento (CSLB, September 2026); 92% carry workers' comp and 0% are filed exempt.
No. CSLB does not allow C-39 roofing licenses to file a workers' comp exemption — every active C-39 license must have workers' comp (or a valid Certification of Self-Insurance) on file, even with no employees. A license without one can be suspended.