California Contractor Insurance
Asena Capital Insurance Services — California-licensed insurance brokerage serving contractors statewide. Phone: (858) 925-9555. Email: info@asenainsurance.com.
Modesto is home to 93 licensed painting contractors (C-33, CSLB September 2026) — #19 in California, about 7% of the 1,245 contractor licenses based here.
Nearby in Stanislaus County: Turlock (31), Ceres (20), Oakdale (16), Patterson (14).
16% of Modesto's C-33 licensees hold more than one classification — most often B General Building Contractor (10%), C-43 Sheet Metal Contractor (2%). Extra classifications can change how carriers rate your general liability and workers' comp, so list every license class when you quote.
Business structure: 69% sole owners, 23% corporations, 4% LLCs; median time licensed 10.0 years.
For painters, underwriters focus first on: pickups and vans carrying sprayers and materials; and falls from ladders, scaffolds and lifts. See the full coverage guide for painting contractors for limits, endorsements and workers' comp rules.
Asena Capital Insurance Services compares multiple markets for Modesto contractors and requests additional insured endorsements for you when a contract calls for them. Call (858) 925-9555 or request a quote — only your name, phone and email are required. CA License #6008596.
93 active C-33 licenses have a business address in Modesto (CSLB, September 2026); 34% carry workers' comp and 62% are filed exempt.
Not today — a solo painter can file an exemption with CSLB. Beginning January 1, 2028 (SB 1455), CSLB will require workers' comp for all active licenses, except joint ventures.