Painter Insurance in Ontario, CA
Workers' comp, general liability, and commercial auto insurance for Ontario painting contractors. coverage options based on your trade and operations • COI processing • CSLB-compliant coverage.
Coverage Options for Ontario Painter Contractors
General Liability
Covers third-party bodily injury, property damage, and completed operations. Required by most Ontario GCs and project owners.
Workers' Comp
Required under SB 216 for most CA trades. Covers medical bills and lost wages for injured employees or sole proprietors.
Commercial Auto
Covers your work trucks, vans, and trailers while on the job in Ontario and throughout San Bernardino County.
Why Ontario Painting Contractors Choose Asena Capital
Coverage Options for This Trade
Carrier availability, eligibility, limits, exclusions, and policy terms depend on the contractor’s operations, payroll, vehicles, claims history, contracts, and underwriting. A licensed team member can review the business details and identify the information needed for a coverage comparison. This page does not rank or guarantee any carrier.
Painter Insurance FAQ — Ontario, CA
How much does painter insurance cost in Ontario?⊕
In Ontario (San Bernardino County), painting contractors typically pay $2,600–Varies for general liability, $11–$25/hr per $100 payroll for workers' comp, and $1,700–Varies for commercial auto. Rates vary by payroll, revenue, and claims history.
Is painter insurance required in Ontario, California?⊕
Yes. All CSLB-licensed painting contractors in California must carry a $25,000 contractor license bond. SB 216 Phase 1 — workers' comp required since Jan 1, 2023. General liability is required by most Ontario GCs and project owners before work begins.
What does painter general liability cover in Ontario?⊕
GL protects against overspray, VOC exposure, and surface damage. A standard $1M/$2M policy covers third-party bodily injury, property damage, and completed operations — the minimum required by most Ontario commercial property owners and GCs.
How fast can I get a COI in Ontario?⊕
Asena Capital issues COI requests for most Ontario painting contractors. Submit your COI request online and we'll email it within 1–2 hours during business hours.
Which carriers write painter insurance in Ontario?⊕
Top carriers for Ontario painting contractors include Travelers, Markel, Employers, Nationwide, and . We compare all of them to find your competitive rate.
Get Your Ontario Painter Insurance Quote Today
CA Licensed Broker • COI processing • • Multiple insurance markets