California Contractor Insurance
Asena Capital Insurance Services — California-licensed insurance brokerage serving contractors statewide. Phone: (858) 925-9555. Email: info@asenainsurance.com.
Santa Rosa is home to 114 licensed landscaping contractors (C-27, CSLB September 2026) — #9 in California, about 6% of the 2,058 contractor licenses based here.
Nearby in Sonoma County: Petaluma (71), Sonoma (32), Windsor (28), Sebastopol (27).
21% of Santa Rosa's C-27 licensees hold more than one classification — most often B General Building Contractor (6%), D-49 D49 (4%). Extra classifications can change how carriers rate your general liability and workers' comp, so list every license class when you quote.
Business structure: 59% sole owners, 29% corporations, 11% LLCs; median time licensed 9.3 years.
For landscapers, underwriters focus first on: thrown debris from mowers and blowers hitting cars and windows; and damage to underground utilities and irrigation during trenching. See the full coverage guide for landscaping contractors for limits, endorsements and workers' comp rules.
Asena Capital Insurance Services compares multiple markets for Santa Rosa contractors and requests additional insured endorsements for you when a contract calls for them. Call (858) 925-9555 or request a quote — only your name, phone and email are required. CA License #6008596.
114 active C-27 licenses have a business address in Santa Rosa (CSLB, September 2026); 57% carry workers' comp and 39% are filed exempt.
If you have employees, yes. Solo C-27 operators can currently file an exemption; beginning January 1, 2028, CSLB will require workers' comp for all active licenses (SB 1455), except joint ventures. Tree service (C-61/D-49) already requires it.