California Contractor Insurance
Asena Capital Insurance Services — California-licensed insurance brokerage serving contractors statewide. Phone: (858) 925-9555. Email: info@asenainsurance.com.
Oakland is home to 76 licensed landscaping contractors (C-27, CSLB September 2026) — #19 in California, about 5% of the 1,591 contractor licenses based here.
Nearby in Alameda County: Hayward (74), Livermore (47), Berkeley (39), Fremont (37).
24% of Oakland's C-27 licensees hold more than one classification — most often B General Building Contractor (20%), A General Engineering Contractor (12%). Extra classifications can change how carriers rate your general liability and workers' comp, so list every license class when you quote.
Business structure: 43% sole owners, 45% corporations, 8% LLCs; median time licensed 15.1 years.
For landscapers, underwriters focus first on: tree work, which many carriers underwrite separately (D-49 tree service must carry workers' comp now); and pesticide and herbicide application. See the full coverage guide for landscaping contractors for limits, endorsements and workers' comp rules.
Asena Capital Insurance Services compares multiple markets for Oakland contractors and requests additional insured endorsements for you when a contract calls for them. Call (858) 925-9555 or request a quote — only your name, phone and email are required. CA License #6008596.
76 active C-27 licenses have a business address in Oakland (CSLB, September 2026); 61% carry workers' comp and 38% are filed exempt.
Often only up to a height limit, or not at all. If you trim or remove trees, tell us so the policy covers it.