California Contractor Insurance
Asena Capital Insurance Services — California-licensed insurance brokerage serving contractors statewide. Phone: (858) 925-9555. Email: info@asenainsurance.com.
Fontana is home to 27 licensed landscaping contractors (C-27, CSLB September 2026), about 3% of the 799 contractor licenses based here.
Nearby in San Bernardino County: Upland (38), San Bernardino (36), Ontario (34), Hesperia (31).
30% of Fontana's C-27 licensees hold more than one classification — most often D-49 D49 (19%), B General Building Contractor (7%). Extra classifications can change how carriers rate your general liability and workers' comp, so list every license class when you quote.
Business structure: 37% sole owners, 52% corporations, 7% LLCs; median time licensed 9.9 years.
For landscapers, underwriters focus first on: pesticide and herbicide application; and trucks towing equipment trailers. See the full coverage guide for landscaping contractors for limits, endorsements and workers' comp rules.
Asena Capital Insurance Services compares multiple markets for Fontana contractors and requests additional insured endorsements for you when a contract calls for them. Call (858) 925-9555 or request a quote — only your name, phone and email are required. CA License #6008596.
27 active C-27 licenses have a business address in Fontana (CSLB, September 2026); 48% carry workers' comp and 48% are filed exempt.
If you have employees, yes. Solo C-27 operators can currently file an exemption; beginning January 1, 2028, CSLB will require workers' comp for all active licenses (SB 1455), except joint ventures. Tree service (C-61/D-49) already requires it.