California Contractor Insurance
Asena Capital Insurance Services — California-licensed insurance brokerage serving contractors statewide. Phone: (858) 925-9555. Email: info@asenainsurance.com.
Bakersfield is home to 108 licensed landscaping contractors (C-27, CSLB September 2026) — #11 in California, about 4% of the 2,722 contractor licenses based here.
Nearby in Kern County: Ridgecrest (12), Rosamond (6), Tehachapi (6), Lake Isabella (3).
36% of Bakersfield's C-27 licensees hold more than one classification — most often D-49 D49 (10%), C-8 Concrete Contractor (9%). Extra classifications can change how carriers rate your general liability and workers' comp, so list every license class when you quote.
Business structure: 43% sole owners, 44% corporations, 8% LLCs; median time licensed 11.2 years.
For landscapers, underwriters focus first on: pesticide and herbicide application; and trucks towing equipment trailers. See the full coverage guide for landscaping contractors for limits, endorsements and workers' comp rules.
Asena Capital Insurance Services compares multiple markets for Bakersfield contractors and requests additional insured endorsements for you when a contract calls for them. Call (858) 925-9555 or request a quote — only your name, phone and email are required. CA License #6008596.
108 active C-27 licenses have a business address in Bakersfield (CSLB, September 2026); 65% carry workers' comp and 32% are filed exempt.
The trailer is typically covered with your commercial auto; the mowers and equipment on it are usually covered by an inland marine (equipment) policy.