Santa Rosa, Sonoma County • Northern California

Landscaper Insurance in Santa Rosa, CA

General liability, workers' comp, and commercial auto for Santa Rosa landscaping contractors. Wine country capital. Post-Tubbs Fire rebuild and Sonoma County residential remodel market. timely certificates of insurance.

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Landscaper Insurance Rates in Santa Rosa

Sonoma County rates as of 2025 — actual quotes may vary by payroll, revenue, and claims history.

General Liability
$2,400–$6,500/yr
$1M/$2M occurrence/aggregate
Workers' Comp
$11–$25/$100 payroll
SB 1455 Phase 2 — WC required by Jan 1, 2028
Commercial Auto
$1,500–$3,500/yr
Per vehicle — work trucks & vans

Coverage Options for This Trade

Carrier availability, eligibility, limits, exclusions, and policy terms depend on the contractor’s operations, payroll, vehicles, claims history, contracts, and underwriting. A licensed team member can review the business details and identify the information needed for a coverage comparison. This page does not rank or guarantee any carrier.

Landscaper Insurance in Santa Rosa — FAQ

How much does landscaper insurance cost in Santa Rosa?

In Santa Rosa (Sonoma County), landscaping contractors typically pay $2,400–Varies for general liability, $11–$25/hr per $100 payroll for workers' comp, and $1,500–Varies for commercial auto. Rates vary by payroll, revenue, and claims history.

Is landscaper insurance required in Santa Rosa, California?

Yes. All CSLB-licensed contractors in California must carry a $25,000 contractor license bond. SB 1455 Phase 2 — WC required by Jan 1, 2028. General liability is required by most Santa Rosa GCs and project owners before work begins.

What does landscaper general liability cover in Santa Rosa?

GL covers irrigation leaks, property damage, and third-party injury on job sites. A standard $1M/$2M policy covers third-party bodily injury, property damage, and completed operations — the minimum required by most Santa Rosa commercial property owners and GCs.

How fast can I get a certificate of insurance (COI) in Santa Rosa?

Asena Capital issues COI requests for most Santa Rosa landscaping contractors. Submit your COI request online and we'll email it within 1–2 hours during business hours.

Which carriers write landscaper insurance in Santa Rosa?

Top carriers for Santa Rosa landscaping contractors include Travelers, Markel, Employers, Nationwide, and . We compare all of them to find your competitive rate.

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