General Liability Insurance
for San Mateo, CA Contractors
Protect your San Mateo contracting business from third-party bodily injury and property damage claims. CSLB-licensed LLC contractors in San Mateo County must carry minimum $1M per occurrence. We shop multiple insurance markets to get you the coverage options based on your trade and payroll.
GL Insurance Rates for San Mateo Contractors
Estimated annual GL premiums for San Mateo County contractors with under $500K annual revenue. Rates increase with revenue, employee count, and prior claims.
| Trade / License | Annual Revenue | Est. Annual Premium |
|---|---|---|
| General Contractor (B) | Under $500K | $800 – Varies |
| Roofing (C-39) | Under $500K | $1,500 – Varies |
| Electrical (C-10) | Under $500K | $700 – Varies |
| Plumbing (C-36) | Under $500K | $750 – Varies |
| HVAC (C-20) | Under $500K | $700 – Varies |
| Painting (C-33) | Under $500K | $600 – Varies |
| Landscaping (C-27) | Under $500K | $650 – Varies |
| Handyman (B-2) | Under $500K | $550 – Varies |
CSLB Minimum GL Requirements for San Mateo Contractors
LLC Contractors (B&P §7071.19)
CSLB-licensed LLC contractors must carry minimum $1M per occurrence / $2M aggregate GL. This applies to all San Mateo County LLC contractors regardless of trade.
Sole Proprietors & Corps
GL is not mandated by CSLB for sole proprietors or corporations, but most San Mateo property owners and GCs require it as a condition of hire.
Additional Insured Requirements
Most San Mateo general contractors and property owners will require you to add them as Additional Insured on your GL policy before starting work.
Frequently Asked Questions
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COI processing for San Mateo County contractors. CSLB compliant.
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