General Liability Insurance
for San Jose, CA Contractors
Protect your San Jose contracting business from third-party bodily injury and property damage claims. CSLB-licensed LLC contractors in Santa Clara County must carry minimum $1M per occurrence. We shop multiple insurance markets to get you the coverage options based on your trade and payroll.
GL Insurance Rates for San Jose Contractors
Estimated annual GL premiums for Santa Clara County contractors with under $500K annual revenue. Rates increase with revenue, employee count, and prior claims.
| Trade / License | Annual Revenue | Est. Annual Premium |
|---|---|---|
| General Contractor (B) | Under $500K | $800 – Varies |
| Roofing (C-39) | Under $500K | $1,500 – Varies |
| Electrical (C-10) | Under $500K | $700 – Varies |
| Plumbing (C-36) | Under $500K | $750 – Varies |
| HVAC (C-20) | Under $500K | $700 – Varies |
| Painting (C-33) | Under $500K | $600 – Varies |
| Landscaping (C-27) | Under $500K | $650 – Varies |
| Handyman (B-2) | Under $500K | $550 – Varies |
CSLB Minimum GL Requirements for San Jose Contractors
LLC Contractors (B&P §7071.19)
CSLB-licensed LLC contractors must carry minimum $1M per occurrence / $2M aggregate GL. This applies to all Santa Clara County LLC contractors regardless of trade.
Sole Proprietors & Corps
GL is not mandated by CSLB for sole proprietors or corporations, but most San Jose property owners and GCs require it as a condition of hire.
Additional Insured Requirements
Most San Jose general contractors and property owners will require you to add them as Additional Insured on your GL policy before starting work.
Frequently Asked Questions
Get GL Insurance in San Jose Today
COI processing for Santa Clara County contractors. CSLB compliant.
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