General Liability Insurance for contractors in Ontario
Covers injury to other people and damage to their property from your work, including claims after the job is finished (completed operations). Most GCs and project owners ask for $1 million per occurrence / $2 million aggregate and additional insured status.
Ontario contractors by the numbers
Ontario has 885 active CSLB contractor licenses (September 2026), #43 among California cities. 52% carry a workers' comp policy, 44% are on file as exempt, and 80 licenses were issued here in the last 12 months. The largest group is B (323 licenses).
About 53 Ontario licenses are held by LLCs, which must carry liability insurance of at least $1 million (up to $5 million depending on members) as a CSLB condition of the license.
Other San Bernardino County contractor markets
Rancho Cucamonga (914 licenses), San Bernardino (846 licenses), Fontana (799 licenses), Upland (652 licenses), Chino (631 licenses).
Get a quote
Asena Capital Insurance Services compares multiple markets for Ontario contractors and requests additional insured endorsements for you when a contract calls for them. Call (858) 925-9555 or request a quote — only your name, phone and email are required. CA License #6008596.
Frequently asked questions
Do I need general liability to work in Ontario?
Covers injury to other people and damage to their property from your work, including claims after the job is finished (completed operations). Most GCs and project owners ask for $1 million per occurrence / $2 million aggregate and additional insured status.
What is the fastest way to get a certificate of insurance?
Once a policy is bound, a certificate of insurance can usually be issued quickly, including additional insured wording a GC asks for. Timing depends on the carrier and the endorsements requested.