California Contractor Insurance
Asena Capital Insurance Services — California-licensed insurance brokerage serving contractors statewide. Phone: (858) 925-9555. Email: info@asenainsurance.com.
Covers injury to other people and damage to their property from your work, including claims after the job is finished (completed operations). Most GCs and project owners ask for $1 million per occurrence / $2 million aggregate and additional insured status.
Los Angeles has 6,533 active CSLB contractor licenses (September 2026), #1 among California cities. 45% carry a workers' comp policy, 52% are on file as exempt, and 619 licenses were issued here in the last 12 months. The largest group is B (3,498 licenses).
About 326 Los Angeles licenses are held by LLCs, which must carry liability insurance of at least $1 million (up to $5 million depending on members) as a CSLB condition of the license.
| Licenses | With WC policy | Exempt | New (12 mo) | |
|---|---|---|---|---|
| B General Building Contractor | 3,498 | 42% | 55% | 316 |
| C-10 Electrical Contractor | 931 | 42% | 55% | 69 |
| C-36 Plumbing Contractor | 651 | 40% | 57% | 43 |
| C-33 Painting and Decorating Contractor | 521 | 45% | 51% | 45 |
| C-61 Limited Specialty | 279 | 52% | 42% | 19 |
| C-20 Warm-Air Heating, Ventilating and Air-Conditioning Contractor | 263 | 96% | 0% | 17 |
| A General Engineering Contractor | 224 | 62% | 32% | 10 |
| C-27 Landscaping Contractor | 188 | 53% | 41% | 13 |
| C-39 Roofing Contractor | 177 | 86% | 0% | 25 |
| C-15 Flooring and Floor Covering Contractors | 158 | 54% | 43% | 8 |
Long Beach (1,444 licenses), Glendale (1,200 licenses), Van Nuys (1,170 licenses), Woodland Hills (1,006 licenses), Torrance (1,005 licenses).
Asena Capital Insurance Services compares multiple markets for Los Angeles contractors and requests additional insured endorsements for you when a contract calls for them. Call (858) 925-9555 or request a quote — only your name, phone and email are required. CA License #6008596.
Covers injury to other people and damage to their property from your work, including claims after the job is finished (completed operations). Most GCs and project owners ask for $1 million per occurrence / $2 million aggregate and additional insured status.
Once a policy is bound, a certificate of insurance can usually be issued quickly, including additional insured wording a GC asks for. Timing depends on the carrier and the endorsements requested.