California Contractor Insurance
Asena Capital Insurance Services — California-licensed insurance brokerage serving contractors statewide. Phone: (858) 925-9555. Email: info@asenainsurance.com.
Redwood City is home to 326 licensed general contractors (B, CSLB September 2026), about 46% of the 706 contractor licenses based here.
Nearby in San Mateo County: San Mateo (315), Daly City (254), Burlingame (199), South San Francisco (189).
17% of Redwood City's B licensees hold more than one classification — most often C-33 Painting and Decorating Contractor (4%), C-10 Electrical Contractor (4%). Extra classifications can change how carriers rate your general liability and workers' comp, so list every license class when you quote.
Business structure: 47% sole owners, 48% corporations, 3% LLCs; median time licensed 16.8 years.
For general contractors, underwriters focus first on: crew trucks, trailers and equipment; and uninsured or underinsured subcontractors becoming the GC's responsibility at audit or after a claim. See the full coverage guide for general contractors for limits, endorsements and workers' comp rules.
Asena Capital Insurance Services compares multiple markets for Redwood City contractors and requests additional insured endorsements for you when a contract calls for them. Call (858) 925-9555 or request a quote — only your name, phone and email are required. CA License #6008596.
326 active B licenses have a business address in Redwood City (CSLB, September 2026); 46% carry workers' comp and 51% are filed exempt.
Today a B license with no employees can file an exemption. Beginning January 1, 2028 (SB 1455), CSLB will require workers' comp for all active licenses, except joint ventures.