General contractors in Palm Desert by the numbers
Palm Desert is home to 264 licensed general contractors (B, CSLB September 2026), about 42% of the 636 contractor licenses based here.
Nearby in Riverside County: Riverside (925), Corona (541), Temecula (476), Murrieta (339).
32% of Palm Desert's B licensees hold more than one classification — most often C-10 Electrical Contractor (7%), A General Engineering Contractor (5%). Extra classifications can change how carriers rate your general liability and workers' comp, so list every license class when you quote.
Business structure: 41% sole owners, 55% corporations, 4% LLCs; median time licensed 20.2 years.
What carriers look at
For general contractors, underwriters focus first on: builder's risk on projects under construction; and crew trucks, trailers and equipment. See the full coverage guide for general contractors for limits, endorsements and workers' comp rules.
Get a quote
Asena Capital Insurance Services compares multiple markets for Palm Desert contractors and requests additional insured endorsements for you when a contract calls for them. Call (858) 925-9555 or request a quote — only your name, phone and email are required. CA License #6008596.
Frequently asked questions
How many licensed general contractors are in Palm Desert?
264 active B licenses have a business address in Palm Desert (CSLB, September 2026); 41% carry workers' comp and 52% are filed exempt.
Why does my workers' comp audit charge me for subcontractors?
If a sub cannot prove its own workers' comp coverage, carriers typically add that sub's payroll to your policy at audit. Collecting current certificates from every sub is the simplest protection.