General contractors in Monterey by the numbers
Monterey is home to 142 licensed general contractors (B, CSLB September 2026), about 50% of the 283 contractor licenses based here.
Nearby in Monterey County: Salinas (326), Carmel (136), Seaside (104), Pacific Grove (87).
22% of Monterey's B licensees hold more than one classification — most often A General Engineering Contractor (6%), C-10 Electrical Contractor (6%). Extra classifications can change how carriers rate your general liability and workers' comp, so list every license class when you quote.
Business structure: 54% sole owners, 42% corporations, 4% LLCs; median time licensed 23.1 years.
What carriers look at
For general contractors, underwriters focus first on: completed-operations and construction-defect claims; and contract requirements: additional insured, waiver of subrogation, primary and non-contributory. See the full coverage guide for general contractors for limits, endorsements and workers' comp rules.
Get a quote
Asena Capital Insurance Services compares multiple markets for Monterey contractors and requests additional insured endorsements for you when a contract calls for them. Call (858) 925-9555 or request a quote — only your name, phone and email are required. CA License #6008596.
Frequently asked questions
How many licensed general contractors are in Monterey?
142 active B licenses have a business address in Monterey (CSLB, September 2026); 44% carry workers' comp and 52% are filed exempt.
Why does my workers' comp audit charge me for subcontractors?
If a sub cannot prove its own workers' comp coverage, carriers typically add that sub's payroll to your policy at audit. Collecting current certificates from every sub is the simplest protection.