California Contractor Insurance
Asena Capital Insurance Services — California-licensed insurance brokerage serving contractors statewide. Phone: (858) 925-9555. Email: info@asenainsurance.com.
Gilroy is home to 199 licensed general contractors (B, CSLB September 2026), about 36% of the 559 contractor licenses based here.
Nearby in Santa Clara County: San Jose (2,246), Santa Clara (300), Campbell (255), Los Gatos (252).
24% of Gilroy's B licensees hold more than one classification — most often A General Engineering Contractor (5%), C-8 Concrete Contractor (4%). Extra classifications can change how carriers rate your general liability and workers' comp, so list every license class when you quote.
Business structure: 50% sole owners, 43% corporations, 5% LLCs; median time licensed 18.7 years.
For general contractors, underwriters focus first on: contract requirements: additional insured, waiver of subrogation, primary and non-contributory; and builder's risk on projects under construction. See the full coverage guide for general contractors for limits, endorsements and workers' comp rules.
Asena Capital Insurance Services compares multiple markets for Gilroy contractors and requests additional insured endorsements for you when a contract calls for them. Call (858) 925-9555 or request a quote — only your name, phone and email are required. CA License #6008596.
199 active B licenses have a business address in Gilroy (CSLB, September 2026); 46% carry workers' comp and 52% are filed exempt.
Commonly general liability with additional insured status for the owner, primary and non-contributory wording, waiver of subrogation, workers' comp and auto. Larger projects may add umbrella limits or builder's risk.