California Contractor Insurance
Asena Capital Insurance Services — California-licensed insurance brokerage serving contractors statewide. Phone: (858) 925-9555. Email: info@asenainsurance.com.
Fresno is home to 905 licensed general contractors (B, CSLB September 2026) — #8 in California, about 36% of the 2,486 contractor licenses based here.
Nearby in Fresno County: Clovis (291), Sanger (55), Reedley (36), Selma (34).
37% of Fresno's B licensees hold more than one classification — most often A General Engineering Contractor (10%), C-10 Electrical Contractor (7%). Extra classifications can change how carriers rate your general liability and workers' comp, so list every license class when you quote.
Business structure: 39% sole owners, 53% corporations, 5% LLCs; median time licensed 16.4 years.
For general contractors, underwriters focus first on: builder's risk on projects under construction; and crew trucks, trailers and equipment. See the full coverage guide for general contractors for limits, endorsements and workers' comp rules.
Asena Capital Insurance Services compares multiple markets for Fresno contractors and requests additional insured endorsements for you when a contract calls for them. Call (858) 925-9555 or request a quote — only your name, phone and email are required. CA License #6008596.
905 active B licenses have a business address in Fresno (CSLB, September 2026); 48% carry workers' comp and 49% are filed exempt.
If a sub cannot prove its own workers' comp coverage, carriers typically add that sub's payroll to your policy at audit. Collecting current certificates from every sub is the simplest protection.