California Contractor Insurance
Asena Capital Insurance Services — California-licensed insurance brokerage serving contractors statewide. Phone: (858) 925-9555. Email: info@asenainsurance.com.
Dana Point is home to 138 licensed general contractors (B, CSLB September 2026), about 55% of the 253 contractor licenses based here.
Nearby in Orange County: Irvine (797), Anaheim (790), Huntington Beach (664), Santa Ana (551).
20% of Dana Point's B licensees hold more than one classification — most often C-10 Electrical Contractor (5%), C-36 Plumbing Contractor (4%). Extra classifications can change how carriers rate your general liability and workers' comp, so list every license class when you quote.
Business structure: 51% sole owners, 43% corporations, 5% LLCs; median time licensed 19.4 years.
For general contractors, underwriters focus first on: crew trucks, trailers and equipment; and uninsured or underinsured subcontractors becoming the GC's responsibility at audit or after a claim. See the full coverage guide for general contractors for limits, endorsements and workers' comp rules.
Asena Capital Insurance Services compares multiple markets for Dana Point contractors and requests additional insured endorsements for you when a contract calls for them. Call (858) 925-9555 or request a quote — only your name, phone and email are required. CA License #6008596.
138 active B licenses have a business address in Dana Point (CSLB, September 2026); 23% carry workers' comp and 77% are filed exempt.
Commonly general liability with additional insured status for the owner, primary and non-contributory wording, waiver of subrogation, workers' comp and auto. Larger projects may add umbrella limits or builder's risk.