General Contractor Insurance in San Francisco, CA
Workers' comp, general liability, and commercial auto for San Francisco general contractors. coverage options based on your trade and operations • COI processing • CSLB-compliant.
Coverage for San Francisco General Contractor Contractors
General Liability
Covers subcontractor liability, site injuries, and property damage. Required by most San Francisco project owners.
Workers' Comp
Required under SB 216 for most CA trades. Covers medical bills and lost wages for injured workers.
Commercial Auto
Covers your work trucks and vans while on the job in San Francisco and San Francisco County.
General Contractor Insurance FAQ — San Francisco
How much does general contractor insurance cost in San Francisco?⊕
In San Francisco (San Francisco County), general contractors typically pay $3,200–Varies for GL, $14–$32/hr per $100 payroll for WC, and $2,100–Varies for commercial auto.
Is general contractor insurance required in San Francisco?⊕
Yes. CSLB requires a $15,000 contractor bond. SB 216 Phase 1 requires WC since Jan 1, 2023. GL is required by most San Francisco project owners.
How fast can I get a COI in San Francisco?⊕
Asena Capital issues COI requests for most San Francisco general contractors. Submit online and we'll email it within 1–2 hours during business hours.
Get Your San Francisco General Contractor Insurance Quote
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