General Contractor Insurance in San Diego, CA
Workers' comp, general liability, and commercial auto for San Diego general contractors. coverage options based on your trade and operations • COI processing • CSLB-compliant.
Coverage for San Diego General Contractor Contractors
General Liability
Covers subcontractor liability, site injuries, and property damage. Required by most San Diego project owners.
Workers' Comp
Required under SB 216 for most CA trades. Covers medical bills and lost wages for injured workers.
Commercial Auto
Covers your work trucks and vans while on the job in San Diego and San Diego County.
General Contractor Insurance FAQ — San Diego
How much does general contractor insurance cost in San Diego?⊕
In San Diego (San Diego County), general contractors typically pay $2,800–Varies for GL, $12–$28/hr per $100 payroll for WC, and $1,800–Varies for commercial auto.
Is general contractor insurance required in San Diego?⊕
Yes. CSLB requires a $15,000 contractor bond. SB 216 Phase 1 requires WC since Jan 1, 2023. GL is required by most San Diego project owners.
How fast can I get a COI in San Diego?⊕
Asena Capital issues COI processings for most San Diego general contractors. Submit online and we'll email it within 1–2 hours during business hours.
Get Your San Diego General Contractor Insurance Quote
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