General Contractor Insurance in Sacramento, CA
Workers' comp, general liability, and commercial auto for Sacramento general contractors. coverage options based on your trade and operations • COI processing • CSLB-compliant.
Coverage for Sacramento General Contractor Contractors
General Liability
Covers subcontractor liability, site injuries, and property damage. Required by most Sacramento project owners.
Workers' Comp
Required under SB 216 for most CA trades. Covers medical bills and lost wages for injured workers.
Commercial Auto
Covers your work trucks and vans while on the job in Sacramento and Sacramento County.
General Contractor Insurance FAQ — Sacramento
How much does general contractor insurance cost in Sacramento?⊕
In Sacramento (Sacramento County), general contractors typically pay $2,600–Varies for GL, $11–$25/hr per $100 payroll for WC, and $1,700–Varies for commercial auto.
Is general contractor insurance required in Sacramento?⊕
Yes. CSLB requires a $15,000 contractor bond. SB 216 Phase 1 requires WC since Jan 1, 2023. GL is required by most Sacramento project owners.
How fast can I get a COI in Sacramento?⊕
Asena Capital issues COI requests for most Sacramento general contractors. Submit online and we'll email it within 1–2 hours during business hours.
Get Your Sacramento General Contractor Insurance Quote
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