California Contractor Insurance

General Building Contractor Insurance in Simi Valley, California

Asena Capital Insurance Services — California-licensed insurance brokerage serving contractors statewide. Phone: (858) 925-9555. Email: info@asenainsurance.com.

General contractors in Simi Valley by the numbers

Simi Valley is home to 521 licensed general contractors (B, CSLB September 2026) — #26 in California, about 40% of the 1,306 contractor licenses based here.

Nearby in Ventura County: Ventura (393), Thousand Oaks (316), Oxnard (292), Camarillo (259).

31% of Simi Valley's B licensees hold more than one classification — most often C-10 Electrical Contractor (6%), C-36 Plumbing Contractor (3%). Extra classifications can change how carriers rate your general liability and workers' comp, so list every license class when you quote.

Business structure: 50% sole owners, 46% corporations, 3% LLCs; median time licensed 18.9 years.

What carriers look at

For general contractors, underwriters focus first on: third-party injuries on job sites; and completed-operations and construction-defect claims. See the full coverage guide for general contractors for limits, endorsements and workers' comp rules.

Get a quote

Asena Capital Insurance Services compares multiple markets for Simi Valley contractors and requests additional insured endorsements for you when a contract calls for them. Call (858) 925-9555 or request a quote — only your name, phone and email are required. CA License #6008596.

Frequently asked questions

How many licensed general contractors are in Simi Valley?

521 active B licenses have a business address in Simi Valley (CSLB, September 2026); 37% carry workers' comp and 61% are filed exempt.

Do general contractors need workers' comp with no employees?

Today a B license with no employees can file an exemption. Beginning January 1, 2028 (SB 1455), CSLB will require workers' comp for all active licenses, except joint ventures.

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