California Contractor Insurance
Asena Capital Insurance Services — California-licensed insurance brokerage serving contractors statewide. Phone: (858) 925-9555. Email: info@asenainsurance.com.
Garden Grove is home to 367 licensed general contractors (B, CSLB September 2026), about 42% of the 872 contractor licenses based here.
Nearby in Orange County: Irvine (797), Anaheim (790), Huntington Beach (664), Santa Ana (551).
28% of Garden Grove's B licensees hold more than one classification — most often C-10 Electrical Contractor (8%), C-36 Plumbing Contractor (5%). Extra classifications can change how carriers rate your general liability and workers' comp, so list every license class when you quote.
Business structure: 47% sole owners, 47% corporations, 5% LLCs; median time licensed 9.3 years.
For general contractors, underwriters focus first on: third-party injuries on job sites; and completed-operations and construction-defect claims. See the full coverage guide for general contractors for limits, endorsements and workers' comp rules.
Asena Capital Insurance Services compares multiple markets for Garden Grove contractors and requests additional insured endorsements for you when a contract calls for them. Call (858) 925-9555 or request a quote — only your name, phone and email are required. CA License #6008596.
367 active B licenses have a business address in Garden Grove (CSLB, September 2026); 41% carry workers' comp and 55% are filed exempt.
If a sub cannot prove its own workers' comp coverage, carriers typically add that sub's payroll to your policy at audit. Collecting current certificates from every sub is the simplest protection.