California Contractor Insurance
Asena Capital Insurance Services — California-licensed insurance brokerage serving contractors statewide. Phone: (858) 925-9555. Email: info@asenainsurance.com.
Daly City is home to 254 licensed general contractors (B, CSLB September 2026), about 56% of the 457 contractor licenses based here.
Nearby in San Mateo County: Redwood City (326), San Mateo (315), Burlingame (199), South San Francisco (189).
26% of Daly City's B licensees hold more than one classification — most often C-36 Plumbing Contractor (9%), C-10 Electrical Contractor (9%). Extra classifications can change how carriers rate your general liability and workers' comp, so list every license class when you quote.
Business structure: 50% sole owners, 47% corporations, 3% LLCs; median time licensed 11.5 years.
For general contractors, underwriters focus first on: contract requirements: additional insured, waiver of subrogation, primary and non-contributory; and builder's risk on projects under construction. See the full coverage guide for general contractors for limits, endorsements and workers' comp rules.
Asena Capital Insurance Services compares multiple markets for Daly City contractors and requests additional insured endorsements for you when a contract calls for them. Call (858) 925-9555 or request a quote — only your name, phone and email are required. CA License #6008596.
254 active B licenses have a business address in Daly City (CSLB, September 2026); 39% carry workers' comp and 60% are filed exempt.
Commonly general liability with additional insured status for the owner, primary and non-contributory wording, waiver of subrogation, workers' comp and auto. Larger projects may add umbrella limits or builder's risk.