California Contractor Insurance

General Building Contractor Insurance in Costa Mesa, California

Asena Capital Insurance Services — California-licensed insurance brokerage serving contractors statewide. Phone: (858) 925-9555. Email: info@asenainsurance.com.

General contractors in Costa Mesa by the numbers

Costa Mesa is home to 437 licensed general contractors (B, CSLB September 2026) — #33 in California, about 46% of the 955 contractor licenses based here.

Nearby in Orange County: Irvine (797), Anaheim (790), Huntington Beach (664), Santa Ana (551).

24% of Costa Mesa's B licensees hold more than one classification — most often C-10 Electrical Contractor (5%), A General Engineering Contractor (5%). Extra classifications can change how carriers rate your general liability and workers' comp, so list every license class when you quote.

Business structure: 46% sole owners, 47% corporations, 5% LLCs; median time licensed 19.4 years.

What carriers look at

For general contractors, underwriters focus first on: completed-operations and construction-defect claims; and contract requirements: additional insured, waiver of subrogation, primary and non-contributory. See the full coverage guide for general contractors for limits, endorsements and workers' comp rules.

Get a quote

Asena Capital Insurance Services compares multiple markets for Costa Mesa contractors and requests additional insured endorsements for you when a contract calls for them. Call (858) 925-9555 or request a quote — only your name, phone and email are required. CA License #6008596.

Frequently asked questions

How many licensed general contractors are in Costa Mesa?

437 active B licenses have a business address in Costa Mesa (CSLB, September 2026); 41% carry workers' comp and 57% are filed exempt.

Do general contractors need workers' comp with no employees?

Today a B license with no employees can file an exemption. Beginning January 1, 2028 (SB 1455), CSLB will require workers' comp for all active licenses, except joint ventures.

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