California Contractor Insurance
Asena Capital Insurance Services — California-licensed insurance brokerage serving contractors statewide. Phone: (858) 925-9555. Email: info@asenainsurance.com.
San Bernardino is home to 28 licensed flooring contractors (C-15, CSLB September 2026), about 3% of the 846 contractor licenses based here.
Nearby in San Bernardino County: Ontario (31), Rancho Cucamonga (24), Fontana (23), Victorville (22).
25% of San Bernardino's C-15 licensees hold more than one classification — most often C-54 Ceramic and Mosaic Tile Contractor (21%), B General Building Contractor (7%). Extra classifications can change how carriers rate your general liability and workers' comp, so list every license class when you quote.
Business structure: 39% sole owners, 57% corporations, 0% LLCs; median time licensed 9.1 years.
For flooring contractors, underwriters focus first on: adhesive and finish fumes and related fire exposure; and damage to cabinets, walls and fixtures during installation. See the full coverage guide for flooring contractors for limits, endorsements and workers' comp rules.
Asena Capital Insurance Services compares multiple markets for San Bernardino contractors and requests additional insured endorsements for you when a contract calls for them. Call (858) 925-9555 or request a quote — only your name, phone and email are required. CA License #6008596.
28 active C-15 licenses have a business address in San Bernardino (CSLB, September 2026); 54% carry workers' comp and 39% are filed exempt.
Tools and equipment are usually covered by an inland marine policy, not GL or auto.