California Contractor Insurance
Asena Capital Insurance Services — California-licensed insurance brokerage serving contractors statewide. Phone: (858) 925-9555. Email: info@asenainsurance.com.
San Jose is home to 580 licensed electrical contractors (C-10, CSLB September 2026) — #3 in California, about 12% of the 4,970 contractor licenses based here.
Nearby in Santa Clara County: Santa Clara (84), Morgan Hill (75), Campbell (56), Sunnyvale (56).
40% of San Jose's C-10 licensees hold more than one classification — most often B General Building Contractor (29%), C-20 Warm-Air Heating, Ventilating and Air-Conditioning Contractor (10%). Extra classifications can change how carriers rate your general liability and workers' comp, so list every license class when you quote.
Business structure: 45% sole owners, 48% corporations, 6% LLCs; median time licensed 10.9 years.
For electricians, underwriters focus first on: damage to existing finishes when running new circuits; and eV charger, solar and battery work that some carriers underwrite separately. See the full coverage guide for electrical contractors for limits, endorsements and workers' comp rules.
Asena Capital Insurance Services compares multiple markets for San Jose contractors and requests additional insured endorsements for you when a contract calls for them. Call (858) 925-9555 or request a quote — only your name, phone and email are required. CA License #6008596.
580 active C-10 licenses have a business address in San Jose (CSLB, September 2026); 49% carry workers' comp and 48% are filed exempt.
Most GCs ask for a certificate of insurance showing general liability, workers' comp and auto, often with additional insured and waiver-of-subrogation endorsements in their favor.