California Contractor Insurance
Asena Capital Insurance Services — California-licensed insurance brokerage serving contractors statewide. Phone: (858) 925-9555. Email: info@asenainsurance.com.
Sacramento is home to 483 licensed electrical contractors (C-10, CSLB September 2026) — #5 in California, about 12% of the 4,096 contractor licenses based here.
Nearby in Sacramento County: Rancho Cordova (84), Elk Grove (79), Citrus Heights (67), Orangevale (61).
34% of Sacramento's C-10 licensees hold more than one classification — most often B General Building Contractor (25%), C-20 Warm-Air Heating, Ventilating and Air-Conditioning Contractor (9%). Extra classifications can change how carriers rate your general liability and workers' comp, so list every license class when you quote.
Business structure: 39% sole owners, 47% corporations, 14% LLCs; median time licensed 8.4 years.
For electricians, underwriters focus first on: fire claims traced back to wiring, panels or connections; and shock and electrocution injuries to employees. See the full coverage guide for electrical contractors for limits, endorsements and workers' comp rules.
Asena Capital Insurance Services compares multiple markets for Sacramento contractors and requests additional insured endorsements for you when a contract calls for them. Call (858) 925-9555 or request a quote — only your name, phone and email are required. CA License #6008596.
483 active C-10 licenses have a business address in Sacramento (CSLB, September 2026); 45% carry workers' comp and 53% are filed exempt.
Not always. Some carriers limit or price solar, battery and EV charger work separately, so tell us if it is part of your work.