Commercial Auto Insurance for contractors in Los Angeles
Covers trucks, vans and trailers used for work. California's private passenger minimums rose to 30/60/15 on January 1, 2025, but contracts usually require $1 million combined single limit.
Los Angeles contractors by the numbers
Los Angeles has 6,533 active CSLB contractor licenses (September 2026), #1 among California cities. 45% carry a workers' comp policy, 52% are on file as exempt, and 619 licenses were issued here in the last 12 months. The largest group is B (3,498 licenses).
With 6,533 licensed contractors based here, work trucks are everywhere on Los Angeles streets. Personal auto policies commonly exclude business use, so trucks titled to the business belong on commercial auto.
Other Los Angeles County contractor markets
Long Beach (1,444 licenses), Glendale (1,200 licenses), Van Nuys (1,170 licenses), Woodland Hills (1,006 licenses), Torrance (1,005 licenses).
Get a quote
Asena Capital Insurance Services compares multiple markets for Los Angeles contractors and requests additional insured endorsements for you when a contract calls for them. Call (858) 925-9555 or request a quote — only your name, phone and email are required. CA License #6008596.
Frequently asked questions
Do I need commercial auto to work in Los Angeles?
Covers trucks, vans and trailers used for work. California's private passenger minimums rose to 30/60/15 on January 1, 2025, but contracts usually require $1 million combined single limit.
What is the fastest way to get a certificate of insurance?
Once a policy is bound, a certificate of insurance can usually be issued quickly, including additional insured wording a GC asks for. Timing depends on the carrier and the endorsements requested.