California Contractor Insurance
Asena Capital Insurance Services — California-licensed insurance brokerage serving contractors statewide. Phone: (858) 925-9555. Email: info@asenainsurance.com.
CSLB's license file (September 2026) lists 289 active C-27 licenses based in Sacramento. 51% show a workers' comp policy and 47% are filed exempt.
Right now 4 are suspended for workers' comp and 13 for a bond problem.
Sacramento County totals: 569 C-27 licenses; 9 suspended for workers' comp, 21 for bonds.
Experience mix: median 10.2 years licensed, 26% new (<3 yrs), 29% veterans (20+ yrs). 22 were issued in the last 12 months.
6% are LLCs, which carry extra CSLB insurance and bond rules (below).
Asena Capital Insurance Services compares multiple markets for Sacramento contractors and requests additional insured endorsements for you when a contract calls for them. Call (858) 925-9555 or request a quote — only your name, phone and email are required. CA License #6008596.
As of September 2026, 4 for workers' comp and 13 for bond issues, out of 289 active C-27 licenses based in Sacramento.
22 in the 12 months to September 2026. Each needed a $25,000 bond on file before CSLB issued the license.
If you have employees, yes. Solo C-27 operators can currently file an exemption; beginning January 1, 2028, CSLB will require workers' comp for all active licenses (SB 1455), except joint ventures. Tree service (C-61/D-49) already requires it.